EXTERNAL VACANCY
HCM/CCO
Re-Advertised
Background
The United Bank for Africa (Liberia) Limited is seeking qualified Liberians for the
role of Chief Credit Officer. The position is based in Monrovia, but with travel
to Ganta and other off-station sites. UBALL operates seven branches and four
cash offices. The bank is leading in the E-banking space in Liberia with several
electronic banking products.
Job Title : Chief Credit Officer
Position Location : Credit Risk Department
Functionally Reporting to : Managing Director/CEO
Administratively to : Managing Director/CEO
Supervises : Credit Analysts
Start Date : October 29, 2019
End Date : November 12, 2019
Resumption Date : December 1, 2019
Job objective(s)
▪ Ensure the protection of the Bank’s credit risk assets by implementing the credit risk
management framework and ensure compliance with regulatory guidelines regarding credit
risk
Duties & Responsibilities
▪ Ensure all credit policies and guidelines, procedural and process manuals are adhered to
▪ Increase credit awareness in high bank-wide through periodic training and testing
▪ Ensure credit officers execute assigned functions appropriately
▪ Maintain a high quality credit portfolio, based on internationally accepted risk rating models,
which are adequately secured and provide appropriate returns for accepted risk
▪ Ensure high credit administration standards with suitable archiving and reporting systems
▪ Monitor the implementation of product programs of the Bank
▪ Identify causes of credit failures and mitigate bank-wide to prevent recurrence
▪ Communicate regularly with Bank staff regarding policy changes, process improvements
initiatives etc.
▪ Ensure compliance with regulatory guidelines to protect the bank from sanctions
▪ Ensure responses to internal and external queries fall within agreed turnaround time
Key Performance Indicators
▪ Credit quality – ratio of non-performing loans to performing loans
▪ Internal and regulatory audit ratings ( number of infractions & sanctionable offences)
▪ External credit rating
▪ Effectiveness of policies and processes developed in limiting credit defaults
▪ Promptness and timeliness in carrying out responsibilities and meeting commitments
▪ Staff attrition rate
▪ Cost management – actual cost versus budgeted cost
Key Competency List
Knowledge
▪ Proficiency in credit structuring
▪ Product Development
▪ Deep industry knowledge
▪ Sound knowledge of regulatory
requirements
▪ Local Banking Laws
Skills/Competencies
▪ Good analytical skills
▪ Excellent writing skills
▪ Good presentation skills
▪ Good interpersonal skills
▪ Strong team player and excellent
organization skills
▪ High information/data gathering ability
▪ Strong attention to details and ability to
work under pressure
▪ Supervisory skills
▪ Integrity
▪ Good customer service disposition
EDUCATION REQUIREMENTS
• Minimum of a Bachelors’ degree
• A Masters Degree and/or professional qualification will be of added
advantage.
EXPERIENCE
• Minimum of 6 years’ relevant experience in similar role, or 3 years as in a
Credit control or credit administration role;

How to apply: Electronic copy only
Submit your letter of application/Interest to:
arthurline.anderson@ubagroup.com or apply through the system below.
Or Call 0880386809 for further information
NOTE: FEMALES are encouraged to apply.